PayPal Financing

Need Payment Flexibility?

We offer 6-month promotional financing through PayPal Credit on purchases of $149 or more. This allows qualified customers to spread out payments while avoiding interest—if the balance is paid in full within six months.

Important Details

• 0% interest for 6 months on purchases of $149 or more

• Interest will be charged from the purchase date if the full balance is not paid within 6 months

• Minimum monthly payments are required

• Standard variable APR is currently 30.39%, subject to change

• PayPal Credit is subject to credit approval by Synchrony Bank

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Accepted Payment Methods through PayPal

• Credit Cards

• Debit Cards

• Bank Transfers

• PayPal Credit (with approved application)

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How to Apply for PayPal Credit

1. At checkout, select PayPal as your payment option.

2. Log in to your PayPal account—or create one if you don’t have one yet.

3. Choose PayPal Credit and complete the brief application.
   You’ll be asked for your date of birth, post-tax income, and the last four digits of your Social Security number.

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Most customers receive an approval decision within seconds. Once approved, PayPal Credit becomes available as a payment method anytime you check out with PayPal.

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Additional Benefits

Your PayPal Credit account will be linked to your PayPal profile, and you can manage or make payments at any time. You may also set up automatic payments through your bank or PayPal balance.

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For full details, terms, and disclosures, click to visit: PayPal Credit Terms & Conditions »